Improve your cash flow

Use factoring to make your company more competitive.

Factoring enables you to:

  • Fund your working capital needs, while retaining management of your invoices and customer relations
  • Benefit from an invoice finance facility to release cash flow
  • Remove trade receivables from your balance sheet

Use our “Cession de Balance” and “Ligne à Ligne” products to enhance your ability to raise finance.

If you want to:

  • Centralise and manage your group’s cash flow in France and Europe
  • Fund your and your subsidiaries’ working capital needs
  • Pool your sources of finance
  • Remove trade receivables from your balance sheet

Then use our pan-European product to raise finance immediately for you and your subsidiaries in France and Europe.. BNP Paribas Factor delivers its services in more than 60 countries and provides you with its knowledge of the workings specific to any given country. Its team of multi-cultural experts will help you grow your business and remove trade receivables from your balance sheet.

If you want to:

  • Have a decentralised financing service for your European subsidiaries
  • Finance your subsidiaries’ growth without diminishing your own financial resources
  • Find a partner with a presence wherever you operate

Then use “Multilocal” to optimise your subsidiaries’ financing with complete autonomy. Factoring contracts are signed between your subsidiaries and our sister companies. The programme’s sponsor country co-ordinates the contracts to meet your group’s needs abroad. We tailor our services to your group and to your subsidiaries’ organisation using our network, which is the largest in Europe.

If you want to:

  • Help your suppliers’ business
  • Secure your supplies and maintain relations with your suppliers
  • Streamline management of your invoices
  • Reduce time spent validating invoices

Then our tailored Reverse Factoring product will provide you with a programme designed with and for you in France and Europe. With the collaborative factoring programme, your suppliers’ invoices are financed within 24 hours and in two clicks. Your suppliers receive advantageous, highly competitive rates and conditions. This ethical and innovative mechanism allows you to secure your supply chain and support your suppliers.

If you want to:

Obtain a cash advance against a research tax credit (RTC) or tax credit for competitiveness and employment (TCCE), then, With our RTC and/or TCCE finance solution, get an immediate cash facility after assessment and approval by a firm of accountants.

With BNP Paribas Factor:
structure your customer accounts and remove trade receivables from the balance sheet

  • A tailored contract, personalised assessment and unique solution
  • Manage your invoices anywhere in the world from your phone
  • Optimised WCR thanks to organised management of your invoices, from financing to protection against customer insolvency
  • Paperless invoices and electronic signature
  • Possibility of removing trade receivables from your balance sheet